Firstly fire up your word processor. MS Word users can use this template.
Alternatively you can copy and paste the following into your word processing program of choice.
Edit it to suit your own details.
Print it out, stick it in an envelope with a £1.00 postal order and post it recorded delivery to your lender.
Make sure you keep the receipt for both the postal order and the recorded delivery. This is very important in case the lender denies receipt of your request.
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Your Name
Your Street Address
Town
POST CODE
00/00/00
Dear Sir / Madam
Re: Account No: xxxxxxxxxxxxxxxxxx
With reference to the above account, I would be obliged if you would supply me with a true and legible copy the original Consumer Credit Agreement.
It is my understanding that under the Consumer Credit Act 1974 (Sections 77-79), I am entitled to receive a copy of this agreement upon request. I enclose a payment of £1.00 which represents the fee payable under the Consumer Credit Act.
I understand that you are legally obliged to conform to my request within 12 working days from receipt of this letter.
I look forward to hearing from you.
Your Name
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